Passageovaex Academy - Master the Art of Smart Investing

1. Acceptance of Terms

By accessing and using the Passageovaex Academy website (passageovaexacademy.com), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Use constitute a legally binding agreement made between you, whether personally or on behalf of an entity, and Passageovaex Academy, concerning your access to and use of the website as well as any other media form, media channel, mobile website or mobile application related or connected thereto.

By continuing to use our platform, you acknowledge that you have read, understood, and agree to be legally bound by these terms in their entirety.

2. Educational Services Description

Passageovaex Academy provides educational content and learning opportunities focused on financial literacy and investment education. Our services are designed to enhance knowledge and understanding of financial concepts rather than provide specific investment advice.

Service Scope

Educational courses on financial markets and investment principles
Learning resources and educational materials
Access to educational webinars and training sessions
Interactive learning platforms and tools for skill development
Community forums for educational discussion and knowledge sharing

All content provided is for educational purposes only. We do not guarantee specific financial outcomes or investment returns. Our focus remains on providing quality education to help you develop financial literacy skills.

3. User Responsibilities and Conduct

Account Accuracy

You are responsible for maintaining the accuracy of your account information and for keeping your login credentials secure. Any activity that occurs under your account is your responsibility.

Appropriate Use

You agree to use our platform solely for legitimate educational purposes. This includes engaging respectfully with other users, instructors, and educational content without disrupting the learning environment.

Content Guidelines

When participating in forums or submitting content, you must ensure that your contributions are relevant, respectful, and appropriate for an educational setting. Harassment, spam, or inappropriate content is strictly prohibited.

Compliance with Laws

You agree to comply with all applicable local, national, and international laws and regulations while using our services. This includes respecting intellectual property rights and privacy laws.

4. Intellectual Property Rights

All content, materials, courses, and resources provided through Passageovaex Academy are protected by intellectual property laws. This includes but is not limited to text, graphics, logos, images, audio clips, video content, and software.

Our Rights

Passageovaex Academy owns or has licensed all intellectual property rights in our educational content. These works are protected by copyright laws and international treaty provisions. All rights are reserved.

Course materials and educational content remain our exclusive property
Trademarks, service marks, and logos are owned by Passageovaex Academy
Software and platform technology are protected by applicable intellectual property laws
User-generated content policies apply to student submissions and forum posts

Your Usage Rights

We grant you a limited, non-exclusive, non-transferable license to access and use our educational materials solely for your personal educational purposes. You may not reproduce, distribute, modify, or create derivative works from our content without written permission.

5. Privacy and Data Protection

Your privacy is important to us. We collect, use, and protect your personal information in accordance with our Privacy Policy and applicable data protection laws, including GDPR compliance for users in the United Kingdom and European Union.

We implement appropriate technical and organizational measures to ensure the security of your personal data and maintain transparency about our data processing activities.

Information We Collect

Account registration information including name and email address
Learning progress and course completion data for educational purposes
Communication preferences and support interactions
Technical information about your use of our platform for improvement purposes

You have the right to access, correct, or delete your personal information. Contact our support team if you wish to exercise these rights or have questions about our data practices.

6. Payment Terms and Refund Policy

Payment terms apply to premium courses and services offered through our platform. All prices are displayed in British Pounds (GBP) and include applicable taxes where required by law.

Payment Processing

We use secure payment processing systems to handle transactions. Payment information is processed according to industry security standards and we do not store your complete payment details on our servers.

Payments are processed immediately upon course enrollment
Course access begins upon successful payment confirmation
Subscription services renew automatically unless cancelled
Failed payments may result in temporary suspension of premium features

Refund Policy

We offer a 14-day refund period for most courses, calculated from the date of purchase. Refund requests must be submitted through our support system with a valid reason. Completed courses may not be eligible for full refunds at our discretion.

7. Limitation of Liability

Passageovaex Academy provides educational services and content "as is" without warranties of any kind, either express or implied. We do not guarantee that our services will meet your specific requirements or that the operation of our platform will be uninterrupted or error-free.

Our educational content is designed to enhance financial literacy and knowledge. We do not provide investment advice, and any learning outcomes cannot be guaranteed.

To the maximum extent permitted by applicable law, Passageovaex Academy shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, or other intangible losses, resulting from your use of our services.

Educational Disclaimer

All educational content is provided for informational and educational purposes only. Individual results may vary, and we make no representations about the effectiveness of our educational programs for any particular individual's learning goals or financial outcomes.

8. Termination and Account Suspension

We reserve the right to terminate or suspend your account and access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms of Use.

Grounds for Termination

Violation of these Terms of Use or our community guidelines
Fraudulent or unauthorized use of our services
Failure to pay applicable fees for premium services
Engaging in activities that harm other users or our platform
Providing false or misleading information during registration

Upon termination, your right to use the service will cease immediately. However, you may retain access to previously downloaded educational materials according to the specific terms under which they were provided.

9. Modifications to Terms

We reserve the right to modify or replace these Terms of Use at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect.

What constitutes a material change will be determined at our sole discretion. By continuing to access or use our service after those revisions become effective, you agree to be bound by the revised terms.

We recommend reviewing these terms periodically to stay informed of any updates that may affect your use of our educational platform.

10. Governing Law and Jurisdiction

These Terms of Use and any dispute or claim arising out of or related to them, their subject matter or their formation shall be governed by and construed in accordance with the laws of England and Wales, United Kingdom.

Any legal suit, action, or proceeding arising out of, or related to, these Terms of Use or the services shall be instituted exclusively in the courts of England and Wales. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

Dispute Resolution

We encourage users to contact our support team first to resolve any disputes amicably. Most concerns can be addressed through direct communication with our customer service representatives before requiring formal legal proceedings.

Terms of Use